Le financement innovant selon Georgia Levenson Keohane

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Le financement innovant fait référence à des moyens créatifs de financer des besoins et biens publics non satisfaits. Il peut prendre diverses formes, telles que de nouvelles applications, l’inclusion financière, l’aide humanitaire, etc. Beaucoup des formes de financement innovant ayant produit des résultats positifs sont basées sur la technologie.

[fulltext] =>

Le financement innovant fait référence à des moyens créatifs de financer des besoins et biens publics non satisfaits. Il peut prendre diverses formes, telles que de nouvelles applications, l’inclusion financière, l’aide humanitaire, etc. Beaucoup des formes de financement innovant ayant produit des résultats positifs sont basées sur la technologie. M-Pesa, la très populaire plateforme d’argent mobile du Kenya, est l’une d’entre elles. 

 

M-Pesa a permis à une partie substantielle de la population non bancarisée d’accéder à divers services financiers, et sert également à financer des panneaux solaires pour les foyers kényans. Cependant, l’innovation technologique n’est réellement bénéfique que si elle est facilitée par le biais d’une interaction humaine. Les populations pauvres et mal desservies sont plus susceptibles d’adopter des services financiers, et d’en bénéficier, avec l’aide d’un agent de confiance.

 

Malgré cela, le financement innovant ne peut résoudre tous les problèmes. Dans le cas d’interventions dans des zones ou conditions particulièrement difficiles, Par exemple, il est probable qu’un soutien financier tiers soit requis. Mais même dans ces situations, le financement innovant s’avère utile, en soulignant les avantages de la prévention (vaccins, éducation préscolaire, etc.). D’ailleurs, beaucoup des initiatives réussies de financement innovant impliquent des investissements rentables dans la prévention, par le biais de partenariats public-privé. Il est donc important que la politique gouvernementale soutienne de telles initiatives.

 

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Le financement innovant fait référence à des moyens créatifs de financer des besoins et biens publics non satisfaits. Il peut prendre diverses formes, telles que de nouvelles applications, l’inclusion financière, l’aide humanitaire, etc. Beaucoup des formes de financement innovant ayant produit des résultats positifs sont basées sur la technologie.

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Le financement innovant fait référence à des moyens créatifs de financer des besoins et biens publics non satisfaits. Il peut prendre diverses formes, telles que de nouvelles applications, l’inclusion financière, l’aide humanitaire, etc. Beaucoup des formes de financement innovant ayant produit des résultats positifs sont basées sur la technologie. M-Pesa, la très populaire plateforme d’argent mobile du Kenya, est l’une d’entre elles. 

 

M-Pesa a permis à une partie substantielle de la population non bancarisée d’accéder à divers services financiers, et sert également à financer des panneaux solaires pour les foyers kényans. Cependant, l’innovation technologique n’est réellement bénéfique que si elle est facilitée par le biais d’une interaction humaine. Les populations pauvres et mal desservies sont plus susceptibles d’adopter des services financiers, et d’en bénéficier, avec l’aide d’un agent de confiance.

 

Malgré cela, le financement innovant ne peut résoudre tous les problèmes. Dans le cas d’interventions dans des zones ou conditions particulièrement difficiles, Par exemple, il est probable qu’un soutien financier tiers soit requis. Mais même dans ces situations, le financement innovant s’avère utile, en soulignant les avantages de la prévention (vaccins, éducation préscolaire, etc.). D’ailleurs, beaucoup des initiatives réussies de financement innovant impliquent des investissements rentables dans la prévention, par le biais de partenariats public-privé. Il est donc important que la politique gouvernementale soutienne de telles initiatives.

 

Lire l’article original.

 

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Le financement innovant fait référence à des moyens créatifs de financer des besoins et biens publics non satisfaits. Il peut prendre diverses formes, telles que de nouvelles applications, l’inclusion financière, l’aide humanitaire, etc. Beaucoup des formes de financement innovant ayant produit des résultats positifs sont basées sur la technologie. M-Pesa, la très populaire plateforme d’argent mobile du Kenya, est l’une d’entre elles. 

 

M-Pesa a permis à une partie substantielle de la population non bancarisée d’accéder à divers services financiers, et sert également à financer des panneaux solaires pour les foyers kényans. Cependant, l’innovation technologique n’est réellement bénéfique que si elle est facilitée par le biais d’une interaction humaine. Les populations pauvres et mal desservies sont plus susceptibles d’adopter des services financiers, et d’en bénéficier, avec l’aide d’un agent de confiance.

 

Malgré cela, le financement innovant ne peut résoudre tous les problèmes. Dans le cas d’interventions dans des zones ou conditions particulièrement difficiles, Par exemple, il est probable qu’un soutien financier tiers soit requis. Mais même dans ces situations, le financement innovant s’avère utile, en soulignant les avantages de la prévention (vaccins, éducation préscolaire, etc.). D’ailleurs, beaucoup des initiatives réussies de financement innovant impliquent des investissements rentables dans la prévention, par le biais de partenariats public-privé. Il est donc important que la politique gouvernementale soutienne de telles initiatives.

 

Lire l’article original.

 

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